Insurance Rates & Flood Reference Library

Insurance Rates


The Community Development Department is the City’s primary source of information regarding Flood Insurance Rate Maps.

Since some locations are in “Special Flood Hazard Areas” it is important to know the base flood elevation of the property and insurance protection requirements, if applicable.

Contact CDD at (904) 310-3135 with any questions.

Flood Reference Library


The Fernandina Beach Public Library, has flood protection reference materials available to the public.
These include:
  • Flood insurance rate maps
  • State and federal information on flood insurance and protection
  • Contact agencies
  • Publications on flood damage, flood protection and building techniques
Residents are urged to review these materials at the Fernandina Beach Public Library located at: 25 North 4th Street Fernandina Beach, FL 32034.